Group Insurance Quote  

To request more information or to have someone from our office contact you, please complete the following form and click "submit"


Why should you choose Hendry McKenzie Reynolds Employee Benefits Ltd. as your Benefits Broker?


The cornerstone of our business has always been service and our focus at Hendry McKenzie Reynolds Employee Benefits Ltd. continues to be providing maximum value and cost-containment strategies while maintaining superior levels of coverage and exceptional service. Our services include not only working with the top insurance companies across Canada to bring you the best products at the best price but, more importantly, providing knowledgeable, responsive support and assistance setting up and administering your benefits plan.


No one likes dealing with insurance companies. Call centers in foreign lands, being put on hold, being transferred from person to person – yet no one seems able to help. Those days are over! We act as your intermediary; we insulate you from the insurance company as much as possible. If problems arise, contact us first and 90% of the time we are able solve your problem without ever needing to involve the insurance company. Prompt response times are very important to us and we always follow up on messages within 24 hours.

When it comes to setting rates, we negotiate every contract renewal with the insurance company and ensure you get a fair price. We complete an annual review of the plan usage and performance and conduct market surveys on your behalf. We go the extra mile and fight the insurance company to get you the rate decrease or refund you deserve.

Experience and Expertise

Locally owned and operated since 1982, our staff has over 60 years of experience in the Group Insurance, Personal Insurance and Financial Planning fields. We specialize in Group Insurance, unlike most generalist, and we have a wealth of knowledge and experience in dealing with the Group Insurance market. We know Group Insurance inside and out. We can provide pooled, experience rated, refund and self insured plans. We help negotiate with unions as well as navigate you through a collective agreement.

What makes us unique?

We do the extra little things that make your benefits plan that much better.

Employee Assistance Plans (EAP)

We fully believe in the power of Employee Assistance Plans. We encourage all of our clients to take advantage of an EAP to help reduce stress and conflict in the workplace. Reduce absenteeism due to illness or disability. Increase employee morale and productivity, as well as reduce the burden of “manager as therapist” on team leaders.

Medical Reimbursement Plan (MRP)

All Group Insurance Plans set up by Hendry McKenzie Reynolds Employee Benefits Ltd. include a Medical Reimbursement Plan. This Executive benefit allows business owners, executives and key personnel to deduct additional or elective medical costs from their income. Laser eye surgery, Orthodontics or cosmetic surgery are all eligible expenses above and beyond the Group Insurance Plan. The Medical Reimbursement Plan can save your key personnel thousands of dollars in unnecessary taxation.

Executive Class

Did you know that Group Disability Insurance does not provide any benefit for dividend income? Most business owners take their income in the form of dividends and if disabled, would not have the protection they thought they had. We ensure that the unique needs of the business owner are well taken care of and that they aren’t paying premiums for a benefit they cannot use.  By creating an executive class, we can eliminate additional unneeded benefits like Group Disability Insurance while enhancing key benefits by providing 100% health and dental coverage.

Executive Compensation

Business owners and executives have distinct needs above and beyond the requirements of regular employees. We can provide elite benefits through your business which are less expensive and/or more beneficial than you can provide yourself. Executive compensation often entails professional quality Disability Insurance, Key Person Life Insurance, Key Person Disability Insurance, Critical Illness Insurance, Deferred Compensation and “Golden Handcuffs” to increase retention of key staff members.




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To provide a quote on your group insurance employee benefits plan we will require the following:


  • Signed Agent of Service letter
  • Completed employee data sheet
  • Most recent renewal from your existing carrier
  • Most recent monthly invoice
  • Three years of claims experience (if available).
  • Three years of premium history (if available)
  • Copy of current plan design.

Please contact our office for more information on how to receive a free, no-commitment quote.

Individual Insurance Quote

To provide you with a quote for individual life, disability or critical illness insurance we will require the following:

  • Full Legal Name
  • Date of Birth
  • Occupation
  • Smoking status, non-smoker or smoker (smoker includes ANY tobacco, nicotine, or marijuana in the last 12 months)
  • Brief health history, including any major health concerns such as Cancer, Heart problems, Diabetes etc.

     Please see our article on What to expect when applying for insurance.              

    Please contact our office for more information on how to receive a free, no-commitment quote.

HMR Employee Benefits Ltd. 206-2187 Oak Bay Avenue - Victoria , BC V8R 1G1 PHONE: (250) 592-4614 - TOLL FREE: 1-888-592-4614 Fax: (250) 592-4953 - EMAIL:
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