Life Insurance

Put our knowledgeable staff to work for you finding you a life and living benefits insurance plan to cover unforeseen circumstances. HMR Insurance - life insurance providers in Victoria, BC.  Receive a free, no obligation quote or call: 1-888-592-4614

Life Insurance
Term & Mortgage Life Insurance 

Term Insurance is inexpensive, simple coverage best suited for temporary needs such as mortgage insurance, or to provide a surviving spouse with an income.

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home protection insurance
Home Protection Plan

Your home is your most valuable asset. Doesn't it deserve to be properly protected? By utilizing Term Life Insurance, Critical Illness Insurance and Long Term Disability Insurance, we can ensure your family will never be forced to sell your home due to financial hardship.

[Learn More About Our Home Protection Insurance]



Life Insurance

Permanent Life Insurance 

Lifelong protection which can grow with you over time. Universal Life Insurance provides the ability for your life insurance policy to increase in face value over time. Investments inside the policy are tax sheltered similar to an RRSP.

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Living Benefits

Long Term Disability InsuranceLong Term Disability

The average person earns over one million dollars throughout their lifetime. Our ability to earn an income allows us to pay our bills, enjoy life and save for the future. If you were to become disabled, and unable to earn an income you could potentially loose hundreds of thousands of dollars in earnings. Disability Insurance protects your ability to earn an income, and pays you a monthly benefit if you are unable to work due to injury or illness.

[Learn More About Disability Insurance]

Critical Illness InsuranceCritical Illness Insurance

We all know someone in our lives who has been effected by Cancer or Heat Attack. At these very difficult times in life, wouldn't it be nice to not have to worry about money? Critical Illness Insurance pays you a tax free lump sum benefit if you are diagnosed with a potentially life threatening condition.

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Our Life Insurance Providers - Individual Products




HMR Employee Benefits Ltd. 670 Newport Ave - Victoria , BC V8S 5C7 PHONE: (250) 592-4614 - TOLL FREE: 1-888-592-4614 Fax: (250) 592-4953 - EMAIL:
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