Frequently Asked Questions
Group Insurance Employee Benefits
Q: How much is it going to cost?
Q: What benefits are mandatory?
Q: My premiums keep going up every year, what can I do about it?
Q: What should I do if our group has a Life Insurance, Disability, or Critical Illness Claim?
Q: What is the largest/smallest group you can work with?
Q: Will switching insurance companies save me money?
Q: Why do I only receive $10 back when I go to the Chiropractor/physiotherapist/masseuse/etc?
Q: Coordination of Benefits
Q: Taxation of Benefits
Q: Waiving benefits
Q: Refusal of benefits
Q: Do I need to have a medical exam to get group insurance?
Q: What is a No-Evidence Maximum
Q: I am over 65 and still working, do I still receive benefits?
Q: We are a non-Profit/Charitable organization; can we have a benefits plan?
Q: Can part time employees receive benefits?
Q: My Questions wasn’t answered, what should I do
Group Insurance FAQ